Pensions explained

Finding & Transferring pensions

Pension Contributions

Pension Withdrawal

Retirement Planning

Socially Responsible Investing

Family and Care

Safety and security

Pension Basics

Our Pension Basics section helps you get to grips with retirement saving before you start contributing and withdrawing. We explain what a pension is, how tax relief works, and outline what a good pension pot looks like. Plus, we tell you about the hidden charges that could be eating into your pension.

How are pensions invested?

Learn more about how pensions increasingly invest in a variety of asset classes including shares, bonds, property and even things like gold.

How do I check my pension?

Check your pensions to see if you’re saving enough for retirement by looking at annual pension statements or logging into your accounts.

How do pensions work?

A pension is a retirement fund built up over the course of your working life. You make regular contributions and typically the money is invested.

How much should a pension grow each year?

There are multiple ways in which your pension can grow over time, based on the type of assets in your pension plan.

How to certify a document

Unsure how to certify a document? Find out all you need to know, including how to send it to an organisation such as a pension provider.

How to choose a pension

Unsure how to choose a pension? Find out more about the important factors to consider, including details like the investment strategy and fees.

How to combine and consolidate your pensions

Learn how to bring your pension pots into one place, the pros and cons and how to consolidate with PensionBee.

How to read a fund factsheet

A fund fact sheet can tell you a lot: where it invests, how much it costs and what it aims to achieve but what does it all mean?

Independent Financial Adviser fees on pensions

Understand what Independent Financial Advisers charge for pension advice. Compare fees, know what to watch out for, and read about alternatives.

Pension glossary

Find out the meanings of the most commonly used pension terms in our jargon busting pension glossary.

Pension management charges

Find out what pension management charges are and when they can be collected by your pension provider as well as the impact these can have.

Pensions and tax: the ultimate guide

Our straightforward guide tells you all you need to know about pensions and tax, from contribution limits to the tax-free lump sum at retirement.

Pension tax relief and the tapered annual allowance for high earners

You can get tax relief on money you put into your pension, which effectively means that the government adds money to your pension pot. Read more.

Self-Assessment vs. Simple Assessment

Learn about the key differences between Self-Assessment and a simple assessment and what they mean for your personal finances.

Special pension benefits glossary

Use our special pension benefits glossary to learn how the most common benefits work & see if you still qualify if you transfer a pension.

What are active and passive funds?

Active and passive funds are two ways to invest your money in the stock market. We explore how they work and each of their pros and cons.

What are pension charges?

Many don't understand exactly what pensions fees they're paying. Get to grips with the different pension fund charges with our short guide.

What happens when I switch pension funds?

Switching funds is a process that ensures your investments are transferred securely and accurately from one pension plan to another.

What is a good pension pot?

Are you stuggling to discover what a good pension pot is? Here are some things to consider when deciding how much you need for retirement.

What is a pension?

A pension can support you in later life, so it's important to know what they are and how they work. Discover more about the different types.

What is a pension calculator?

A pension calculator is a tool that estimates your projected retirement income based on factors like how much you’re saving.

What is a pension fund?

A pension fund is a product that invests the money you save for retirement. Find out more about how they work in our jargon-free guide.

What is a pension statement?

Unsure what a pension statement is? Find out everything you need to know and see how they can help you plan for retirement.

Where can I find pension advice?

You can find pension guidance on sites like Money Helper & Age UK, or you can speak to an independent financial adviser.

Where to find your National Insurance number

You can find your National Insurance number on certain tax paperwork, or call HMRC if you’re not sure. Find out more.

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