United States
This investment option is designed to preserve your investment principal with low risk and provide a low, stable rate of return until you can access your money in retirement.
The Safe Harbor IRA invests in short-term U.S. Treasury bills through the SPDR Bloomberg 1-3 Month T-Bill ETF (BIL). Treasury bills (T-bills) are short-term securities issued by the U.S. government, where you lend money to the government for a fixed period, typically between 1 and 3 months. These securities are considered low risk because they are backed by the U.S. government.
Under normal market conditions, the Fund invests at least 80% of its assets in securities that make up the Index or have similar characteristics, and may also invest in non-Index debt securities, cash, cash equivalents, or money market instruments for cash management.
Our Safe Harbor IRA is invested in SPDR Bloomberg 1-3 Month T-Bill ETF (BIL) investment: an ETF Powered by State Street, one of the world’s largest money managers.
For more information on the SPDR Bloomberg 1-3 Month T-Bill ETF, visit
After you claim your account, you can rollover your retirement funds and choose from our carefully selected investment portfolios, each designed to meet a variety of retirement goals.
Changes your investment strategy over time to grow your money when you're young and reduce risk as you get older.
Aims to reduce the impact of climate change and increase access to sustainable investment opportunities.
Aims to provide a balance between long-term growth and wealth preservation through medium risk investments.
1Your Savings with PensionBee Disclaimer: This research is provided solely for informational and educational purposes. PensionBee Inc. does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to PensionBee Inc.’s website or incorporated herein, and takes no responsibility therefore. Nothing presented here constitutes tax, legal, financial or investment advice. This information does not take into account the specific financial, legal or tax situation, objectives, risk tolerance, or investment needs of any individual investor. All information provided is based on publicly available data and research at the time of posting. Any data, statistics, or third-party sources referenced are for educational purposes only and should not be relied upon as sole decision-making tools. This information, and any associated customer testimonial or third party endorsement does not constitute an offer, solicitation, or recommendation to buy or sell any securities or investments. Your investment is at risk. Past performance is no guarantee of future results.Source: [PensionBee 2025]
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