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Balanced Portfolio

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Aims to provide a balance between long-term growth and wealth preservation through medium risk investments.

Risk Level
Medium
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Could be right for:
Anyone that wants "The Best of Both Worlds"

How It Works

The Balanced Portfolio is designed for those who want a balance of growth and security. By investing in a range of funds, this plan offers both higher-growth opportunities and more stable, low-risk investments.

It’s an excellent choice for investors who want to grow their money steadily but prefer to avoid excessive risk. With the Balanced Portfolio, you get the best of both worlds.

Asset Allocation
Income
40%
Equity
60%
Asset allocation donut chart

How SPY and MDY Help

Investment Breakdown

The Balanced Portfolio, powered by SPY and MDY, offers a diversified mix of exchange-traded funds (ETFs) across various asset classes, designed to provide a stable blend of growth and income while managing risk:

U.S. Equities: Includes large-cap stocks (SPY), small-cap stocks (SPSM), and mid-cap stocks (MDY) for a broad range of U.S. company exposure.
‍International Equities: Provides global diversification with exposure to developed markets (SPDW), emerging markets (SPEM), and international small-cap stocks (GWX).
‍Bonds: Features U.S. investment-grade bonds (SPAB), high-yield bonds (SPHY), inflation-protected securities (TIPX), and emerging market bonds (EMHC, EBND), offering different risk and return levels.
‍Commodities & Real Estate: Invests in commodities (PDBC) and global real estate (RWO), adding alternative investments for growth and diversification.

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Documents and Resources

PDF
PensionBee Brochure
PDF
Privacy Policy
Investment Advisory Contract
PDF
Customer Relationship Summary
PDF
Terms and Conditions
PDF

PensionBee Inc. is registered with the SEC as an investment adviser. We do not provide in-person advice.

Telephone logo

General inquiries: (718) 502-9433
Press inquiries: (718) 502-9957

Email logo

General inquiries: [email protected]
Press inquiries: [email protected]
Partners: [email protected]

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New York, NY 10004

Copyright 2025. PensionBee Inc. (Delaware Registration Number SR20241105406) is located on 85 Broad Street, New York, NY 10004. PensionBee Inc. is registered with the SEC as an investment adviser (CRD # 331741/SEC#: 801-130697). A copy of PensionBee Inc.'s Brochure, containing our written disclosure statement discussing our business operations, services, and fees, is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from us. PensionBee Inc. does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to PensionBee Inc.’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
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Information presented does not intend to make an offer or solicitation for the sale or purchase of any specific securities or  investments. Past performance is not indicative of future performance. Investments involve risk and are not guaranteed.  This website and information are not intended to provide tax or legal advice.

State Street Global Advisors is not involved in the management of the strategies and accounts offered to you by PensionBee. State Street Global Advisors and its affiliates are not your investment adviser and are not a fiduciary with respect to you or your account. PensionBee is independent of State Street Global Advisors. State Street Global Advisors is not recommending or endorsing PensionBee or making a determination of the suitability or appropriateness for any individual products or investment strategies offered by PensionBee, including those described herein. Standard & Poor's®, S&P® and SPDR® are registered trademarks of Standard and Poor’s Financial Services LLC (S&P); Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones); and these trademarks have been licensed for use by S&P Dow Jones Indices LLC (SPDJI) and sublicensed for certain purposes by State Street Corporation. State Street Corporation’s financial products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones or S&P, their respective affiliates and third party licensors and none of such parties make any representations regarding the advisability of investing in such product(s) nor do they have any liability in relation thereto, including for any errors, omissions or interruptions or any index.

The SPDR® S&P500 ETF®, SPDR® S&P MIDCAP 400® ETF, SPDR® Dow Jones Industrial Average ETF are exchange traded funds with the investment objective to correspond to the price and yield performance of the S&P 500® Index, S&P®MidCap 400®IndexTM and Dow Jones Industrial AverageSM. The shares of the SPDR® S&P 500® ETF, S&P MIDCAP 400® ETF, SPDR® Dow Jones® Industrial Average ETF represent individual ownership interest in the Trust’s portfolio.

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