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We’ve carefully selected a range of investment portfolios to meet a wide range of needs. So whether you’re looking for a high growth or conservative investment portfolio, or an investment that promotes a better world, such as our eco-conscious Climate Portfolio, we have it covered. If you’d like an investment portfolio that changes its approach as you age, our Target Date Portfolio will focus on growing your retirement savings while you’re younger and reducing your risk when you are older.
You can switch between the investment portfolios at any time.
Each of our portfolios is carefully made up of world leading Exchange Traded Funds (ETFs) to achieve the appropriate balance of investments. Exchange Traded Funds (ETFs) are a modern and transparent way to save for the future, giving you access to outstanding investment opportunities. Our investment portfolios are diversified, meaning they invest in many different companies or across different countries and asset types (such as stocks and bonds).
PensionBee has selected State Street Global Advisors (State Street), one of the largest money managers in the world, to provide model portfolios that underlie each investment portfolio option. Each investment portfolio is constructed with Exchange Traded Funds (ETFs) managed by State Street. Read our Brochure for more information about the PensionBee IRA and important disclosures.
Choose from our carefully selected range of investment portfolios, designed to meet a wide range of needs.
Changes your investment strategy over time to grow your money when you're young and reduce risk as you get older.
Aims to reduce the impact of climate change and increase access to sustainable investment opportunities.
Aims to provide long-term growth through higher risk investments.
Aims to provide a balance between long-term growth and wealth preservation through medium risk investments.
Aims to provide wealth preservation through lower risk investments.
Asset allocation disclaimer: Please note the asset allocations above are for illustrative purposes. Your actual asset allocation may differ owing to market conditions and the timing of portfolio rebalancing. In addition, a small amount of your portfolio may be held in cash for liquidity purposes or as part of our strategic asset allocation approach (in most circumstances this will be less than 5% of the total portfolio value).
Established in 1993, the SPDR® S&P 500® ETF Trust (SPY) is the world’s largest ETF with over $500 billion in assets (as of June 30, 2024). SPY gives investors cost-efficient, highly liquid access to the S&P 500® Index — providing access to 500 of the largest publicly traded US firms. These firms include: Microsoft, Apple, Nvidia, Amazon, Meta, Berkshire Hathaway, Alphabet, Eli Lilly and Broadcom.
Established in 1995, the SPDR® S&P Midcap 400® ETF Trust (MDY) is a leading ETF with over $20 billion in assets (as of June 30, 2024). MDY gives investors efficient access to the S&P MidCap 400® Index, a benchmark for mid-sized companies. These firms include: Vistra, Williams Sonoma, Reliance, Carlisle and GoDaddy.
PensionBee exclusively uses model portfolios and ETFs from State Street. Each State Street ETF Model Portfolio is designed and built by the same State Street team that manages money for central banks, pension funds, sovereign wealth funds, endowments and other large institutions. The team was established in 1982 and consists of over 130 investment professionals in 8 investment centers.
Learn more about model portfolios
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PensionBee Inc. is registered with the SEC as an investment adviser. We do not provide in-person advice.
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PensionBee, 85 Broad Street,
New York, NY, 10004
