Got old 401(k)s from past jobs? Bring them all together in one easy-to-manage account — whether it’s a Traditional, Roth or both. Enjoy one place, one login and a clear path to retirement.
We believe in making retirement simple and stress-free. Here’s how we make it easy:
Give us a few details about your old 401(k)s and/or IRAs.
Your dedicated BeeKeeper helps you through every step of your rollover—contacting your old provider and ensuring a smooth transfer—so you can take control of your retirement, hassle-free.
Once your funds are rolled over, you’ll be invested in our Target Date Portfolio, which automatically adjusts as you approach retirement. Track your balance, monitor portfolio performance, and save for the future—all in real time.
Prefer a different investment approach? You can choose from a range of portfolios, all powered by ETFs from State Street. Learn more here.
Your money is invested with State Street, one of the world’s largest money managers. Learn more about State Street.
Start taking control of your retirement today.
How do I rollover my retirement accounts?
When you sign up with PensionBee, we’ll ask for some basic details about you and your retirement accounts. From there, your dedicated BeeKeeper will support you through the transfer process either over the phone or via our app. If any additional steps are needed, we’ll let you know.
What accounts can I rollover?
You can rollover 401(k)s, 403(b)s, Thrift Savings Plans, Traditional IRAs, and Roth IRAs into a PensionBee IRA.
How long does a rollover take?
The transfer timeline varies by provider, but we’ll keep you updated throughout the process.
What does it cost?
Our all-inclusive annual fee of 0.85% of your account balance (billed monthly) covers every aspect of our service, including rollovers, transfers, contributions, investments, and more. Learn more here.
Which IRAs can I rollover into?
You can roll over into a Traditional IRA or a Roth IRA (or both)
What’s the difference between a Traditional and Roth IRA for rollovers?
Traditional IRAs are used to receive pre-tax retirement savings (money taken directly from your paycheck BEFORE taxes), whereas post-tax contributions will go into a Roth IRA to retain the same tax advantages. You will rollover pre-tax retirement savings into a Traditional IRA, while post-tax savings go into a Roth IRA.
Can I choose a different portfolio besides the Target Date portfolio?
Yes! The Target Date Portfolio is our default because it’s designed to help you build a strong retirement, but we offer several portfolios to match different goals and risk preferences. You can switch anytime. Check out our options here.
Join customers worldwide who work with PensionBee to manage their retirement savings with confidence.
Get Started TodayPensionBee Inc. is registered with the SEC as an investment adviser. We do not provide in-person advice.