As interest in simple, growth-focused investing continues to rise, so do the options available to savers. This includes pension plans designed to help customers benefit from the success of the world’s largest and most recognised companies. Along with our 4Plus Plan for savers aged 50 or over, we’re introducing a new default option for savers under 50 - the Global Leaders Plan - launching in February 2025. This upgraded accumulation plan reflects our customers’ desire for greater transparency and further growth opportunities in the years before retirement.
Read on to find out about the Global Leaders Plan.
The Global Leaders Plan at a glance
| The Global Leaders Plan | |
|---|---|
| Description | Focused on the world’s largest and most recognised companies - the ‘global leaders’ - with the chance to be part of their ongoing success journeys. |
| Money manager | BlackRock |
| Objective | Helps customers under 50 focus on long-term growth by investing in around 1,150 large-cap companies across 48 developed and emerging markets, using a simple, 100% equity strategy. |
| Investment style | Follows a customised MSCI index, built specifically for PensionBee (passively managed). |
| Fee | 0.70% |
| Asset allocation | 100% equity |
| Number of holdings | approx. 1,150 |
| Voting Choice | Yes |
| Consider social factors | No |
Objectives and investment focus
The Global Leaders Plan aims to grow your pension savings by investing in around 1,150 public companies. The plan is designed for customers under 50 who want to grow their pension over the long term. It invests primarily in equities (shares of publicly traded companies), which offer higher growth potential but can also fluctuate more in value.
Management style and fees
The plan is managed by BlackRock and follows a passive, index-tracking approach. It uses a customised MSCI Index built specifically for PensionBee, focusing on large and mega-cap companies valued at over $10 billion.
The plan excludes investments in:
- tobacco;
- weapons;
- gambling;
- thermal coal;
- tar sands; and
- companies that violate the United Nations Global Compact (UNGC), ensuring a diversified and transparent investment strategy.
Holdings and fees
The plan invests in companies like Apple, Microsoft, NVIDIA, and Amazon, representing global industry leaders and providing opportunities for long-term growth.
The annual fee for the plan is 0.70%, and this fee is halved on the portion of your pension balance over £100,000.
Investing in the Global Leaders Plan allows you to benefit from the success of the world’s largest companies while maintaining a straightforward and transparent investment strategy.
Have a question? Get in touch!
Do you want to know more about your pension plan with PensionBee? You can check out our Plans page to learn how your money is invested in different assets and locations, or log in to your BeeHive to see your specific plan. You can always send comments and questions to our team via engagement@pensionbee.com.
Risk warning
As always with investments, your capital is at risk. The value of your investment can go down as well as up, and you may get back less than you invest. This information should not be regarded as financial advice.
