4Plus Plan
Invests your money in a range of assets that are adjusted on a weekly basis depending on market conditions by experts at State Street Global Advisors.
Could be suitable forAnyone who is considering accessing their pension in the near to medium term and wishes for their returns to be actively managed by experts in the meantime
Investment Type
Data provided by Morningstar
Risk/reward profile
Each of our pension plans invest in a different range of assets to meet the needs of its target customer. The mix of assets defines whether the plan is considered higher-risk (designed for growth) or lower-risk (designed for stability).Medium
This medium-risk plan, with a balanced approach to growth, will invest your money into a mix of assets, including equities (company shares that are traded on stock markets) and bonds (a type of loan guaranteed by a company or government). Equities have higher growth potential but are more susceptible to market volatility, while bonds offer more modest but more stable returns.Plan factsheet
We've simplified each plan's risk rating on this page to a higher/medium/lower scale to aid comparison. Plan factsheets may use a different scale, representing the money manager's own methodology.4Plus Plan FactsheetTotal annual fee
With PensionBee you pay just one annual fee, taken from your pension pot.0.95%Annually
Have over £100,000? We'll halve the fee on anything you save over that amount.