Our pension plans
Join 305,000+ people saving with PensionBee
Plans designed for your needs
Our default plans
When you join, we’ll invest your pension into one of our two default plans, depending on your age. These have been designed for the needs of a typical non-advised customer, so they may not be suitable for you. If not, you can switch to one of our other plans at any time or seek independent financial advice.
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Default for under 50s
Global Leaders Plan
Invests in approximately 1,000 of the world’s largest and most recognised public companies. This approach offers customers a greater opportunity to grow their pension savings before they retire.
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Default for over 50s
4Plus Plan
Aims to grow your pension by 4% per year above the Bank of England base rate over a minimum of five years. Its holdings may be adjusted weekly to balance growth and stability. It may be most suitable if you’re looking to access your pension in the near to medium term.
Why choose a PensionBee plan?
Diversified plans
Invest across global industries and assets like shares and bonds, to manage risk.
Switch plans anytime
Switch your pension plan to adjust your savings approach at any time for free.
One simple annual fee
Pay just one annual pension fee between 0.50% to 0.95% (halved on the portion of your savings over £100,000).
Modern pension management
Track your balance, adjust your pension projections and make flexible contributions and withdrawals (from 55 rising to 57 from 2028).
Managed by experts
Your pension investments are expertly managed by one of the world’s biggest money managers.
Supporting you throughout your retirement journey
Get industry-leading customer service with your very own UK-based account manager, or 'BeeKeeper'.
They’re on hand to assist with combining your old pensions, switching plans and supporting you with your account.
How much does a PensionBee plan cost?
Combining your old pensions is free.
Pay just one annual fee ranging from 0.50% to 0.95% - select ‘Plan info’ above for specific plan fees.
Pay half the annual fee on the portion of your savings over £100,000. For example, if you have £250,000 in the Global Leaders Plan, you’ll pay 0.70% on the first £100,000 but only 0.35% on the remaining £150,000.
Sign up in three steps
Becoming a PensionBee customer’s easy! Follow three simple steps to access your online account - your ‘BeeHive’ - and start managing your pension with confidence. When you sign up, we'll automatically invest you in one of our default pension plans based on your age. You can switch to one of our other plans anytime.
Get started
Sign up
Download our app or sign up online.
Add your personal details
We’ll need your legal name, address, date of birth and National Insurance (NI) number.
Combine or contribute
Transfer your old pensions or start fresh with a contribution. Self-employed? Set up flexible contributions with no minimum amount.
Be pension confident.
Combine your old pension pots into one new easy-to-manage online plan. It takes just a few minutes to sign up.
Get started
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